Your browser does not support JavaScript, You should enable JavaScript to use this website.

What can I do to help raise my credit score?

 

🚩Pay all of your bills on time, every time. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit like credit cards. Check your credit report at least once a year. You can find out how to challenge bad information on your credit report here.

🚩Never charge more than 30% of the available balance on any of your credit cards. Banks like to see a nice record of on-time payments, and several credit cards that are not maxed-out. If you are carrying high balances on your credit cards, then make paying them down below 30% a priority. Do use your credit cards – Many people who make mistakes with their credit believe that the best way to fix things is to never use credit again. If you are afraid that you cannot handle your credit cards correctly then the best policy is probably this one: Run only your utility bills on your credit cards each month, and then pay the balance in full by the due date. This ensures that your utility bills get paid on time automatically, and as long as you keep the habit of paying off your credit card balance each month your score will continue to go up. Leave the credit cards locked in a safe or drawer at home. ​

🚩Keep your accounts open as long as possible – Even if you are no longer charging on the card. The best policy is to keep those unused accounts open, blow the dust off your card every few months to make a small purchase, then pay it off. How long each of your accounts have been active is a major factor in your credit score. Remember that this all takes time – Following the above steps consistently over a long period of time will increase your credit score and allow you to qualify for better loans and lower interest rates. Repairing your credit score does not happen overnight, so if you do these things for a few months and do not see a large increase in your score, do not give up. They are all habits that you will want to maintain throughout your life, as they will help you to keep your finances and lines of credit under control.

Credit Boosters

Transparent Credit Repair has done All the work for you. We believe in results, by accessing the resources we have provided. You will be satisfied with your New Credit Report In

BOOSTER 1

(SELF.)

Build credit history & save money.

Read more

BOOSTER 2

(FIRST PROGRESS)

$200 Secure Credit card. By enrolling through the Transparent Credit Repair sponsored profile all your processing fees are waived on your deposit to open your Credit Builder Card!

Read more

BOOSTER 3

(FIRST PROGRESS*)

Deposit of $200 - $2,000 Submitted with Application
*No credit history required *Nationwide Program
*No Credit History or Minimum Credit Score Required for Approval

Read more

BOOSTER 4

(MY JEWELERS)

Get Immediate Approval For Up to $5,000.00 of Unsecured Revolving Credit!

Read more

BOOSTER 5

(NEW COAST)

Get Immediate Approval For $5,000.00 of Unsecured Revolving Credit!

Read more

BOOSTER 6

(NATIONAL CREDIT)

BAD credit NO credit NO PROBLEM!
Get Immediate Approval For $5,000.00 of Unsecured Revolving Credit!

Read more

BOOSTER 7

(HUTTONCHASE)

$1500 MERCHANT ACCOUNT
Get Immediate Approval

Read more

BOOSTER 8

(RENT BOOST)

RENT? WHY NOT BUILD CREDIT!

Read more

BOOSTER 9

 *$500 Limit Easy Terms *No Credit Check *No Employment Check *Reports to Major Bureau *Fast Online Application

Read more

BOOSTER 10

 Get your OpenSky® Secured Visa® Credit Card

Read more

banking

Heavy Check Mark on Microsoft No hidden bank fees Heavy Check Mark on Microsoft Get paid up to 2 days early* Heavy Check Mark on Microsoft Grow your savings automatically Heavy Check Mark on Microsoft Signing up takes 2 minutes! 

Read more

SEARCH OUR RECOMMENDED BOOSTERS