Credit Builder
How can I increase my credit score?
Step 1
Pay on Time
Pay all of your bills on time, every time. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit like credit cards. Check your credit report at least once a year. You can find out how to challenge bad information on your credit report here
Step 2
Follow 30% Rule
Never charge more than 30% of the available balance on any of your credit cards. Banks like to see a nice record of on-time payments, and several credit cards that are not maxed-out.
Step 3
Open Activity
Keep your accounts open as long as possible – Even if you are no longer charging on the card. The best policy is to keep those unused accounts open, blow the dust off your card every few months to make a small purchase, then pay it off.
Build Credit History
CREDIT BUILDER#2
-Mike's Favorite Builder
-Build credit history & save money.
-No credit? Need to build credit?
-No problem......
CREDIT BUILDER#3
-Mike's Favorite Builder
-Transform Your Life With Strong Credit and Savings
-Credit Strong helps you build credit as you grow savings
-No problem........
Secure Credit Cards
Personal Loans
GET YOUR FREE CONSULTATION AND CREDIT ANALYSIS
Transparent Credit Repair offers a 100% money back guarantee if you do not see
at least one or more negative items we dispute deleted from your credit report in a 180 day
period (5 consecutive months).