PLEASE KNOW WE ARE THINKING ABOUT YOU DURING THESE UNPRECEDENTED TIMES.

The coronavirus (COVID-19) pandemic has brought rapid changes to how we live our lives. While the mission of Transparent Credit Repair services has always been to help assist our clients have access to their Financial goals , that's why we are now a 24 hour online business. There are many ways to contact us CALL, Text, Email, Social media, or Whatsapp. Please stay safe as we get through this together!

– MICHAEL BRADLEY, CEO

FIX MY CREDIT!

 

We Give Credit Where Credit is Due

Transparent Credit Repair Helped Bob Improve His Credit - We Can Help You Too!

Our Mission at Transparent Credit Repair

Our Mission is to Educate, Shape, and enrich all of our clients on the value of having positive credit and all the great benefit that are attached to that.

We guarantee honesty and dependability, which most seem to have forgotten. Credit repair firms cannot do anything that you couldn't do yourself, but we can help you to achieve results in a fraction of the time without making costly errors.

Struggling Couple

Are you struggling to increase your credit score?

Are you dealing with the following:

  • Negative items
  • Late payments
  • Lack of credit history
  • Collections
  • Repossessions
  • Evictions
  • Bankruptcies

Join the thousands of satisfied clients whose credit lives have changed after signing up with Transparent Credit Repair!

We Have SUCCESSFULLY Helped People Within The Following Organizations!

Boston Children's Hospital Logo FedEx Logo Hometown Hero Project Logo NOVARTIS Logo UPS Logo US Air Force Logo US Army Logo USPS Logo

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Let's Get Started!

All clients must complete the 2-step process in order to have a full credit analysis and consultation.

  • STEP #1

    GET YOUR REPORT

    You'll order the reports and scores yourself. The service we recommend is IdentityIQ.
    You can get these instantly from all 3 bureaus for a $1 trial.

    Get my reports!
  • STEP #2

    EMAIL MY
    LOGIN CREDENTIALS

    support@TransparentCreditRepair.com

    Email Login!

Frequently Asked Questions

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.


What is a Credit Score?

A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan.

The lower your score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit then your interest rate will be much higher than someone who had a good credit score and borrowed money.

Therefore, having a high credit score can save many thousands of dollars over the life of your mortgage, auto loan, or credit card.


Is Credit Repair legal?

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act".

The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately.

For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof.

It is our job to prepare documents that challenge this and we are very skilled at that.

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